Cursor vs Windsurf (2026): AI IDE Comparison

Head-to-head comparison of Cursor and Windsurf AI code editors. Features, pricing, AI capabilities, and which AI-native IDE is right for you.

Free Download

Tech Assessment Guide

Evaluate your technology stack and identify gaps

In This Article

$20
Cursor Pro/month
$15
Windsurf Pro/month
VS Code
Both are forks
2024
Both launched

The Rise of AI-Native IDEs

Cursor and Windsurf represent a new category: AI-native IDEs built from the ground up around AI-assisted development. Unlike adding AI to an existing editor, these tools rethink the entire development experience with AI at the center.

Both are VS Code forks, meaning your extensions, themes, and keybindings transfer seamlessly. The question is which AI experience better fits your workflow.

Quick Verdict

Cursor is the more mature choice with excellent multi-file editing via Composer and a larger community. Windsurf offers compelling value with better pricing, a generous free tier, and autonomous Cascade features.

Cursor: The Power User's Choice

Cursor has established itself as the leading AI-native IDE. Its Composer mode enables complex multi-file edits through natural conversation, and its codebase indexing provides genuine understanding of project structure.

Cursor Strengths

  • More mature product with larger user base
  • Composer mode excellent for multi-file refactoring
  • Strong codebase understanding and indexing
  • Fast iteration on new AI features
  • Active community and regular updates

Cursor Limitations

  • Higher price point at $20/month
  • Free tier quite limited
  • Can feel overwhelming with features
  • Occasional performance issues with large repos

Windsurf: The Value Contender

Windsurf, from enterprise AI coding company Codeium, offers a compelling alternative with its Cascade feature for autonomous coding flows and a more generous free tier.

Windsurf Strengths

  • Generous free tier for individual developers
  • Cascade provides true autonomous coding
  • Lower Pro pricing at $15/month
  • Backed by Codeium's enterprise experience
  • Clean, focused interface

Windsurf Limitations

  • Newer product, still maturing
  • Smaller community than Cursor
  • Some features still in development
  • Less third-party integration ecosystem

Feature Comparison

AI Features

  • Code Completion: Both excellent - Cursor uses GPT-4/Claude, Windsurf uses Codeium models
  • Chat Interface: Cursor has inline chat + sidebar; Windsurf has Chat + Cascade flow
  • Multi-file Editing: Cursor's Composer vs Windsurf's Cascade flows - both capable
  • Agentic Coding: Windsurf's Cascade is more autonomous; Cursor's Composer agents are partial

Editor Features

  • Base Editor: Both are VS Code forks with full extension support
  • Settings Sync: Both import from VS Code seamlessly
  • Git Integration: Built-in git support in both

Pricing Comparison

  • Cursor Free: Limited completions, slow requests only
  • Cursor Pro: $20/month - unlimited completions, 500 fast requests/day
  • Cursor Business: $40/user/month - team features, admin controls
  • Windsurf Free: Generous free tier with good limits
  • Windsurf Pro: $15/month - full features
  • Windsurf Enterprise: Custom pricing

Who Should Use What?

Choose Cursor if:

  • You need powerful multi-file editing capabilities
  • You want the most feature-complete AI IDE
  • You're willing to pay for premium experience
  • You work with complex, large codebases
  • You want the largest AI IDE community

Choose Windsurf if:

  • You want a strong free tier option
  • Autonomous coding agents are appealing
  • You prefer lower subscription costs
  • You're exploring AI IDEs for the first time
  • You value Codeium's enterprise background

Final Verdict

Cursor is the more mature choice with better multi-file editing and a larger community. Windsurf offers compelling value with its pricing and Cascade autonomous features. Both are excellent AI IDEs - try the free tiers to see which workflow resonates with you.

Our recommendation: If budget is a concern, start with Windsurf's generous free tier. If you want the most polished AI IDE experience and don't mind paying $20/month, Cursor is the safer bet.

Frequently Asked Questions

Frequently Asked Questions

Both are VS Code forks, so the transition is smooth. If AI-assisted coding is central to your workflow, the native integration in these AI IDEs provides a better experience than VS Code + Copilot. Start with the free tiers to evaluate.

Both offer excellent code completion. Cursor uses multiple AI models including GPT-4 and Claude. Windsurf uses Codeium's proprietary models. In practice, both are highly capable - the difference comes down to the surrounding features.

Yes, both Cursor and Windsurf support VS Code extensions since they're built on the same foundation. Your existing extensions, themes, and settings can be imported directly.

Both offer team plans. Cursor has more mature team features and a larger enterprise customer base. Windsurf, backed by Codeium, is rapidly building out enterprise capabilities. Evaluate based on your specific needs.

For CTOs & Tech Leaders

Need Expert Technology Guidance?

20+ years leading technology transformations. Get a fractional CTO perspective on your biggest challenges.